About Us

Choose Capitawise for our cutting-edge AI-driven solutions that enhance efficiency and accuracy. Our integrated platforms provide real-time insights, enabling smarter, data-driven decisions. With Capitawise, you can streamline operations, optimise strategies, and stay ahead in a competitive market. Trust us to transform your insurance business with innovative, reliable technology.

Founder's Note: Why We Built Capitawise

In today’s insurance landscape, decision-making is harder than ever. Insurers are expected to navigate complex regulatory demands, capital planning, underwriting risks and competitive strategies, all while relying on fragmented and delayed information. Despite the incredible expertise and transformation within the industry, many decision-makers find themselves working with incomplete financial intelligence—leading to suboptimal usage of capital, inefficiencies and missed opportunities. 

As insurance professionals ourselves, we’ve witnessed these challenges firsthand. We’ve spent years working closely with actuaries, CFOs, and risk managers, seeing how difficult it is to align financial data across claims, underwriting, capital modelling, and regulatory reporting. We saw strategic decisions being delayed due to siloed information and the painstaking manual effort required to piece it all together. 

That’s why we founded Capitawise—to change the game.

Akanksha Rais

In today’s insurance landscape, decision-making is harder than ever. Insurers are expected to navigate complex regulatory demands, capital planning, underwriting risks and competitive strategies, all while relying on fragmented and delayed information. Despite the incredible expertise and transformation within the industry, many decision-makers find themselves working with incomplete financial intelligence—leading to suboptimal usage of capital, inefficiencies and missed opportunities. 

As insurance professionals ourselves, we’ve witnessed these challenges firsthand. We’ve spent years working closely with actuaries, CFOs, and risk managers, seeing how difficult it is to align financial data across claims, underwriting, capital modelling, and regulatory reporting. We saw strategic decisions being delayed due to siloed information and the painstaking manual effort required to piece it all together. 

That’s why we founded Capitawise—to change the game.

The Problem: The insurance industry is sometimes held back by its own complexity

Many insurers today operate in a data-rich but insight-poor environment. There’s no shortage of numbers—claims data, underwriting patterns, reserve figures, market trends—but they exist in isolated systems, often requiring days or weeks to consolidate. Forecasting methods remain valuable but rely heavily on manual adjustments, making it difficult to respond to real-time market shifts. This isn’t just an inconvenience. It impacts profitability, risk exposure, and compliance. The inability to dynamically conduct what-if business planning or adjust capital planning in response to changing conditions means insurers often operate in a reactive rather than proactive mode.

The Capitawise vision: Turning data into actionable intelligence

We built Capitawise to connect the dots across insurers’ various data streams—claims, underwriting, reserving, reinsurance requirements, capital modelling, and regulatory reporting—giving them a single source of truth. Our goal is simple: empower insurance leaders with real-time financial insights that enable strategic planning, scenario analysis, and data-driven decision-making.

Imagine being able to:

·         Enhance board-level decision-making with precise, on-demand insights.

·         Integrated actuarial analysis and capital planning with minimal manual intervention.

·         Eliminate outdated spreadsheets, powerpoints and fragmented reports.

·         Provide real-time financial projections that dynamically adjust to market conditions.

·         Streamline governance and compliance with built-in audit trails and robust reporting.

By bridging financial data gaps and delivering advanced technology powered forecasting, Capitawise helps insurers unlock growth opportunities, optimise capital usage, and reduce inefficiencies of up to 40,000 hours and multi million dollars annually.

How Capitawise Works: From Data Chaos To Clarity

We designed the Capitawise Intelligence Platform (CIP) to seamlessly integrate with insurersexisting core platform and other systems. No heavy lifting required—our platform works with core insurance platforms to pull the necessary data, ensuring compliance and security at every step. Were also on the path to ISO 27001 certification, reinforcing our commitment to data security.

·         The platforms key features include:

·         A unified financial dashboard for C-level executives, actuaries, and senior executives.

·         Automated actuarial analysis using multiple historical and new techniques.

·         Capital Planning and forecasting, reducing planning cycles significantly.

·         Scenario analysis tools that help insurers plan for different market conditions.

·         Dedicated Strategic initiatives modelling and tracking with complete corporate Governance for board and C-level executives

The Road Ahead

Capitawise is more than just another insurtech solution—it’s a strategic enabler for the insurance industry. We are working with insurers of all sizes, from Tier 1 carriers to MGAs, ensuring that our solution caters to diverse industry needs.

We are backed by Innovate UK, validating the potential of our solution to transform insurance operations at scale. But beyond the technology, this is about trust, efficiency, and unlocking true value in the insurance ecosystem.

If you’re tired of navigating the complexities of capital planning & portfolio management with outdated tools, we invite you to experience the Capitawise difference.

Let’s reshape the future of insurance intelligence—together.

– The Capitawise Team

Akanksha Rais